By Wilma Young
Recently I was shopping for personal health insurance. Many of you have experienced this unpleasant activity. The first offense I experienced were the dreaded pre-existing condition questions…”Are you currently taking any prescription medications? Are you diabetic? Being treated for cancer?” And the list goes on and on. I am fortunate to be able to answer NO to these questions so I assumed my pricing would be a manageable monthly expense and similar to the HMO plan I currently have. To my economic horror I had the sticker shock of walking into a Mercedes Benz dealership with a Honda checkbook. Thinking that pricing the HMO plans would be the smartest direction turned out to be wrong. Getting a PPO with a HUGE deductible was the best choice as I rarely go to the doctor except for my annual exam and of course in case of an emergency. How lucky I am to be confident in my health. To work out, and create wellness in my life not only adds to the quality I value but also puts me in control of my healthcare. Being at the mercy of an insurance company who sadly only gives a doctor approximately 7 minutes with you in an exam room to evaluate and uncover your obstacles is absurd for both you and the doctor. Both of your hands are tied. In this economic time of upheaval and uncertainty your health is more valuable than most everything in your life. You can’t afford to get sick, so spend your time making yourself WELL!!
very true, maybe congress should listen to you.